Hurricane Season Prep Tips for Homeowners
As the 2025 Atlantic hurricane season looms, it's a stark reminder of the importance of being well-prepared. The official dates for the season stretch from June 1 to November 30, with peak activity occurring between mid-August and mid-October. Looking back at 2024, we witnessed a high level of activity with 18 named storms, 11 hurricanes, and five major hurricanes. While we can't predict the exact features of this year’s season, taking proactive steps can significantly minimize risks and protect your property.
Review Your Insurance Coverage
Check your homeowner’s insurance policy to ensure it's up to date and sufficiently covers potential hurricane damage. It's crucial to note that standard policies often exclude flood damage. Therefore, consider obtaining a separate flood insurance policy to safeguard your home from all angles of potential water-related destruction.
Document Your Property
Before any storm hits, walk through your property and take clear, comprehensive photos and videos of your home’s interior and exterior. This documentation will be invaluable for insurance claims, providing proof of your home’s condition pre-damage.
Trim Trees and Secure Outdoor Items
Loose branches and unsecured outdoor furniture can become dangerous projectiles in high winds. Regularly trim trees to remove dead or overhanging branches, and secure or bring inside all outdoor items such as patio furniture and decorations.
Protect Windows and Doors
Invest in storm shutters or impact-resistant windows and doors to guard against wind damage. If those aren't options, consider pre-cutting plywood to cover windows as a temporary measure. Reinforcing these entry points can keep your home intact and reduce internal damage.
Inspect and Repair Your Roof
A well-maintained roof is vital for preventing water leaks. Check for any loose or damaged shingles and repair them promptly. This proactive maintenance can save you from extensive damage when heavy rains and winds hit.
Clear Gutters and Downspouts
Clogged gutters can lead to water damage as they prevent proper drainage. Ensure that gutters and downspouts are clear of debris to allow rainwater to flow away from your home efficiently, reducing the risk of flooding and structural damage.
Prepare an Emergency Kit
Equip your emergency kit with essentials like bottled water, non-perishable food, medications, flashlights, batteries, and copies of important documents. These supplies are critical in case of power outages or if you need to evacuate your home quickly.
Proactive preparation can offer peace of mind, ensuring you and your family are as safe and secure as possible. Take these steps now to review your emergency plans and insurance policies—being ready early is always better than waiting until a storm is imminent.