Essential Winter Prep Tips for Your Home

As winter's chill begins to set in, it's natural to worry about keeping your home safe and cozy. Taking a few proactive steps now can help prevent stress and costly insurance claims later.

Update Smart Thermostat Settings

Modern smart thermostats are fantastic for energy efficiency. Set yours between 68°F and 70°F while you're home to reduce waste and keep comfortable.

Seal Gaps Around Windows and Doors

Retaining heat is essential. Sealing gaps with weatherstripping or caulk can significantly reduce your energy bills and maintain warmth indoors.

Boost Indoor Air Quality

Enhance your home's air by using HEPA filters to trap viruses and particles, or opt for MERV 13+ filters for dust and allergens in your HVAC or portable units.

Insulate Exposed Pipes

Preventing pipes from freezing is crucial, particularly in basements or exterior walls. Proper insulation can save you from the nightmare of burst pipes.

Clear and Check Solar Panels

Ensure your solar panels are in top shape by activating winter modes and clearing snow after storms to maintain efficiency.

Document Your Home Digitally

Create a video walkthrough of your home and valuables using your smartphone. This can streamline potential insurance claims.

Clean Out Gutters

Ice dams and water backups can be prevented by clearing leaves and debris from your gutters before heavy snowfall.

Schedule a Heating System Checkup

A yearly inspection of your heating system helps avoid surprise breakdowns during cold snaps, keeping your home warm when it’s needed most.

Even a few of these steps can make a significant difference in protecting your home during winter. Stay proactive, and remember, it's never too late to start preparing. If you're unsure about your coverage during winter weather events, we invite you to review your homeowners insurance policy with us.